Term life, made simple

Affordable life insurance for everyday families.

Life insurance is easy, fast, and affordable with CoverageQualifier. Get your quote and buy term life online — no medical exam required in most cases.

334k+
Families protected
$96B
In coverage delivered

A plan for every stage of life

CoverageQualifier offers a range of policies and coverage terms at a low monthly premium. Rates below are for a 30-year-old in good health.

10 Years
MintChoice® Term
Starting at
$15.66/mo
Up to
$250kcoverage
Get My Quote
Most popular
20 Years
MintChoice® Term
Starting at
$30.02/mo
Up to
$500kcoverage
Get My Quote
30 Years
MintChoice® Term
Starting at
$43.07/mo
Up to
$500kcoverage
Get My Quote

*Rates are illustrative and based on a 30-year-old female in good health. Your actual premium depends on age, health, and other underwriting factors.

What our policyholders say

“My agent was very patient and explained my options thoroughly. He worked with me to find an affordable policy I could pay even on a fixed income.”

C
Carmen
Policyholder since 2023
Featured Insight

CoverageQualifier Named One of America's Best Insurance Companies for 2026

Recognized for affordability, transparency, and customer satisfaction in the annual industry review.

Awarded
2026
America's Best
Insurance Companies

Life insurance resources

Ready to understand life insurance better? We've got answers and resources to help.

Life insurance is a contract where you pay a monthly premium and, in exchange, your beneficiaries receive a lump-sum payout if you pass away during the policy term. It's designed to replace your income and protect the people who depend on you.

Still need help?

Get your life insurance quote online or call one of our licensed agents at

(866) 912-7775